.spm-policy-page{
  --policy-orange:#ff4d0a;
  --policy-navy:#071526;
  --policy-ink:#142235;
  --policy-muted:#526071;
  --policy-line:#dce3e9;
  color:var(--policy-ink);
  font-family:Inter,Arial,sans-serif;
  background:#f6f8fa;
}
.spm-policy-page *{box-sizing:border-box}
.spm-policy-page a{text-decoration:none}
.spm-policy-page .spm-shell{
  width:min(1180px,calc(100% - 48px));
  margin-left:auto!important;
  margin-right:auto!important;
}

.spm-policy-hero{
  position:relative;
  overflow:hidden;
  padding:62px 0 58px;
  background:radial-gradient(circle at 82% 18%,rgba(255,77,10,.15),transparent 25%),linear-gradient(128deg,#071526 0%,#10243b 100%);
  color:#fff;
}
.spm-policy-dots{
  position:absolute;
  left:4vw;
  top:42px;
  width:150px;
  height:135px;
  opacity:.14;
  background-image:radial-gradient(circle,#ff7540 1.2px,transparent 1.4px);
  background-size:14px 14px;
  mask-image:linear-gradient(135deg,#000,transparent 76%);
}
.spm-policy-rings{
  position:absolute;
  right:-90px;
  bottom:-205px;
  width:390px;
  height:390px;
  border:1px solid rgba(255,102,40,.18);
  border-radius:50%;
  box-shadow:0 0 0 30px rgba(255,77,10,.035),0 0 0 65px rgba(255,77,10,.022),0 0 0 100px rgba(255,77,10,.014);
}
.spm-policy-hero-inner{
  position:relative;
  z-index:1;
  width:min(760px,100%)!important;
  max-width:760px;
  margin-left:auto!important;
  margin-right:auto!important;
  text-align:center;
}
.spm-policy-eyebrow{
  margin:0 0 12px!important;
  color:#ff7137!important;
  font-size:12px!important;
  font-weight:800!important;
  line-height:1.4!important;
  letter-spacing:.1em;
  text-transform:uppercase;
}
.spm-policy-hero h1{
  margin:0!important;
  color:#fff!important;
  font-size:52px!important;
  font-weight:800!important;
  line-height:1.03!important;
  letter-spacing:-.045em;
}
.spm-policy-hero h1 em{
  display:block;
  color:#ff6424!important;
  font-style:normal;
}
.spm-policy-hero-inner>p:not(.spm-policy-eyebrow){
  max-width:660px;
  margin:18px auto 0!important;
  color:#d7e0e8!important;
  font-size:15px!important;
  font-weight:500!important;
  line-height:1.7!important;
}
.spm-policy-meta{
  display:flex;
  justify-content:center;
  flex-wrap:wrap;
  gap:10px;
  margin-top:23px;
}
.spm-policy-meta span{
  display:inline-flex;
  align-items:center;
  padding:9px 13px;
  border:1px solid rgba(255,255,255,.16);
  border-radius:20px;
  background:rgba(255,255,255,.07);
  color:#eef3f7!important;
  font-size:10px!important;
  font-weight:650;
}
.spm-policy-meta i{margin-right:7px;color:#ff7137}

.spm-policy-body{
  padding:48px 0 72px;
  background:linear-gradient(180deg,#f3f6f8 0,#f8fafb 270px,#fff 100%);
}
.spm-policy-layout{
  display:grid;
  grid-template-columns:250px minmax(0,870px);
  gap:28px;
  align-items:start;
}
.spm-policy-nav{
  position:sticky;
  top:24px;
  display:grid;
  gap:3px;
  padding:24px;
  border:1px solid var(--policy-line);
  border-radius:13px;
  background:#fff;
  box-shadow:0 12px 30px rgba(7,21,38,.065);
}
.spm-policy-nav strong{
  margin-bottom:8px;
  color:var(--policy-navy);
  font-size:13px;
}
.spm-policy-nav a{
  padding:9px 10px;
  border-radius:6px;
  color:#5f6d7e;
  font-size:11px;
  font-weight:600;
  line-height:1.35;
}
.spm-policy-nav a:hover,.spm-policy-nav a:focus{
  background:#fff1eb;
  color:var(--policy-orange);
}
.spm-policy-content{min-width:0}

.spm-policy-summary{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:14px;
  margin-bottom:20px;
}
.spm-policy-summary>div{
  display:flex;
  align-items:flex-start;
  gap:12px;
  min-height:132px;
  padding:22px 20px;
  border:1px solid var(--policy-line);
  border-radius:13px;
  background:#fff;
  box-shadow:0 10px 26px rgba(7,21,38,.055);
}
.spm-policy-summary i{
  margin-top:2px;
  color:var(--policy-orange);
  font-size:19px;
}
.spm-policy-summary span,.spm-policy-summary strong{display:block}
.spm-policy-summary strong{
  margin-bottom:7px;
  color:var(--policy-navy);
  font-size:13px;
  line-height:1.35;
}
.spm-policy-summary span{
  color:#667486;
  font-size:11px;
  font-weight:500;
  line-height:1.55;
}

.spm-policy-section{
  position:relative;
  margin-top:18px;
  padding:38px 40px;
  border:1px solid var(--policy-line);
  border-radius:14px;
  background:#fff;
  box-shadow:0 12px 30px rgba(7,21,38,.05);
  scroll-margin-top:30px;
}
.spm-policy-number{
  position:absolute;
  right:29px;
  top:25px;
  color:#edf1f4;
  font-size:44px;
  font-weight:800;
  line-height:1;
}
.spm-policy-section h2{
  position:relative;
  margin:0 70px 20px 0!important;
  color:var(--policy-navy)!important;
  font-size:28px!important;
  font-weight:750!important;
  line-height:1.2!important;
  letter-spacing:-.032em;
}
.spm-policy-section h3{
  margin:24px 0 10px!important;
  color:#203248!important;
  font-size:15px!important;
  font-weight:700!important;
}
.spm-policy-section p,.spm-policy-section li{
  color:var(--policy-muted)!important;
  font-size:14px!important;
  font-weight:500!important;
  line-height:1.75!important;
}
.spm-policy-section p{margin:0 0 15px!important}
.spm-policy-section p:last-child{margin-bottom:0!important}
.spm-policy-section ul{margin:0;padding-left:22px}
.spm-policy-section li{margin-bottom:9px;padding-left:3px}
.spm-policy-section li:last-child{margin-bottom:0}
.spm-policy-section a{
  color:#d83f05!important;
  font-weight:650;
  text-decoration:underline;
  text-underline-offset:3px;
}

.spm-policy-callout{
  display:flex;
  gap:15px;
  margin:23px 0 0;
  padding:20px 21px;
  border:1px solid #d9e2e9;
  border-radius:10px;
  background:#f6f8fa;
}
.spm-policy-callout>i{
  display:flex;
  align-items:center;
  justify-content:center;
  width:40px;
  height:40px;
  flex:0 0 40px;
  border-radius:50%;
  background:var(--policy-navy);
  color:#fff;
  font-size:14px;
}
.spm-policy-callout strong{
  display:block;
  margin-bottom:5px;
  color:var(--policy-navy);
  font-size:14px;
}
.spm-policy-callout p{font-size:13px!important;line-height:1.65!important}
.spm-policy-callout-orange{border-color:#ffd0bd;background:#fff5f0}
.spm-policy-callout-orange>i{background:var(--policy-orange)}

.spm-policy-service-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:12px;
  margin:21px 0;
}
.spm-policy-service-grid>div{
  padding:19px;
  border-left:3px solid var(--policy-orange);
  border-radius:0 8px 8px 0;
  background:#f6f8fa;
}
.spm-policy-service-grid strong{
  display:block;
  margin-bottom:7px;
  color:var(--policy-navy);
  font-size:13px;
}
.spm-policy-service-grid p{font-size:12px!important;line-height:1.6!important}

.spm-policy-contact{
  position:relative;
  overflow:hidden;
  margin-top:20px;
  padding:40px;
  border-radius:14px;
  background:radial-gradient(circle at 90% 10%,rgba(255,77,10,.22),transparent 32%),var(--policy-navy);
  color:#fff;
}
.spm-policy-contact h2{
  margin:0!important;
  color:#fff!important;
  font-size:30px!important;
  letter-spacing:-.032em;
}
.spm-policy-contact>p:not(.spm-policy-eyebrow){
  margin:10px 0 23px!important;
  color:#cbd5df!important;
  font-size:14px!important;
}
.spm-policy-contact>div{display:flex;flex-wrap:wrap;gap:10px}
.spm-policy-contact a,.spm-policy-contact span{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:11px 14px;
  border:1px solid rgba(255,255,255,.16);
  border-radius:6px;
  color:#fff!important;
  font-size:11px!important;
  font-weight:600;
}
.spm-policy-contact i{color:#ff7137}

@media(max-width:960px){
  .spm-policy-layout{grid-template-columns:minmax(0,1fr)}
  .spm-policy-nav{
    position:static;
    grid-template-columns:repeat(3,minmax(0,1fr));
  }
  .spm-policy-nav strong{grid-column:1/-1}
}

@media(max-width:700px){
  .spm-policy-page .spm-shell{width:calc(100% - 28px)}
  .spm-policy-hero{padding:50px 0 48px}
  .spm-policy-hero h1{font-size:40px!important}
  .spm-policy-hero-inner>p:not(.spm-policy-eyebrow){font-size:13px!important}
  .spm-policy-meta{display:grid;justify-items:center}
  .spm-policy-body{padding:30px 0 50px}
  .spm-policy-nav{
    display:flex;
    gap:6px;
    overflow-x:auto;
    padding:11px;
    scrollbar-width:none;
  }
  .spm-policy-nav::-webkit-scrollbar{display:none}
  .spm-policy-nav strong{display:none}
  .spm-policy-nav a{
    flex:0 0 auto;
    padding:9px 12px;
    border:1px solid #e2e7eb;
    white-space:nowrap;
  }
  .spm-policy-summary{grid-template-columns:1fr;gap:10px}
  .spm-policy-summary>div{min-height:0;padding:18px}
  .spm-policy-section{padding:27px 22px}
  .spm-policy-number{right:19px;top:21px;font-size:34px}
  .spm-policy-section h2{margin-right:50px!important;font-size:23px!important}
  .spm-policy-section h3{font-size:14px!important}
  .spm-policy-section p,.spm-policy-section li{font-size:13px!important}
  .spm-policy-service-grid{grid-template-columns:1fr}
  .spm-policy-callout{padding:17px}
  .spm-policy-contact{padding:30px 22px;text-align:center}
  .spm-policy-contact h2{font-size:25px!important}
  .spm-policy-contact>div{display:grid}
  .spm-policy-contact a,.spm-policy-contact span{justify-content:center}
}

@media(max-width:380px){
  .spm-policy-page .spm-shell{width:calc(100% - 20px)}
  .spm-policy-hero h1{font-size:35px!important}
  .spm-policy-section{padding:24px 18px}
}